📖 About UdharGuru
            
            
                 
                Akhilesh Kumar Yadav
                App Developer & Founder
             
            
            
                📱 Version: 1.3.1
                📅 Last Updated: October 2025
                👥 Users: 10,000+
                ⭐ Rating: 4.5/5
             
            
            
                UdharGuru एक simple और fast ledger app है जो shop owners को credits (You Got) और debits (You Gave) track करने में मदद करता है। हमारा goal है समय बचाना, गलतियाँ कम करना, और clear statements provide करना।
             
            
            ✨ What's New in Version 1.3.1
            
                - 🎯 Smart Duplicate Detection: Same pronunciation वाले customers duplicate नहीं होंगे (e.g., "Udhar Guru", "udharguru", "UDHARGURU" same माने जाएंगे)
- 🎤 Enhanced Voice Entry: अब automatically date, note, और transaction type detect होता है
- 📅 Voice Date Recognition: "kal" (yesterday), "aaj" (today), या "15 tarikh" बोलो - app automatically date set कर देगा
- 📝 Auto Note Extraction: "sabzi ke liye" या "for rent" बोलो - note automatically capture हो जाएगा
- 🌐 Complete Hindi Support: हर screen अब पूरी तरह Hindi में available है
- 🔄 Phonetic Name Matching: Similar-sounding names में कोई confusion नहीं
- ⚡ Smarter Voice Commands: "maine diya", "mujhse liya", "I gave", "borrowed from me" और बहुत सारे patterns समझता है
🎯 हमारा Mission
            भारत के हर छोटे दुकानदार को digital ledger की power देना। हम चाहते हैं कि हर shopkeeper अपने business को professionally manage कर सके, बिना किसी technical knowledge के।
            
            💡 क्यों बनाया UdharGuru?
            मैंने देखा कि बहुत सारे दुकानदार अभी भी कागज़ की बही में लिखते हैं। इसमें बहुत समय लगता है, गलतियाँ होती हैं, और pages खो जाते हैं। UdharGuru इन सभी problems का solution है।
            
            📱 App की खासियत
            
            1) Customer Management
            
                - Home screen पर "+" icon से नया customer add करें
- Smart Duplicate Detection: Same pronunciation वाले names duplicate नहीं होंगे
- App automatically detect करेगा अगर similar naam पहले से है
                Example:
                • पहले "Raju Kumar" add किया
                • फिर "raju kumar" या "RAJU KUMAR" add करने की कोशिश की
                • App बोलेगा: "Customer already exists: Raju Kumar" ✅
            
            
            2) Voice Entry - बोलकर Entry करें 🎤
            
                - Home screen पर नीचे green mic button दबाओ
- Naturally बोलो - app सब समझ जाएगा!
- Auto-detects: Customer name, amount, type (gave/got), date, और note
                Voice Entry Examples:
                Basic:
                • "Raju ko 100 diya" → You Gave ₹100 to Raju (Today)
                • "Sumit se 500 liya" → You Got ₹500 from Sumit (Today)
                With Date:
                • "Raju ko 100 diya kal" → You Gave ₹100 to Raju (Yesterday)
                • "Amit se 500 liya parso" → You Got ₹500 from Amit (Day before yesterday)
                With Note:
                • "Raju ko sabzi ke liye 50 diya" → You Gave ₹50 to Raju, Note: "sabzi"
                • "Amit se rent ke liye 5000 liya" → You Got ₹5000 from Amit, Note: "rent"
            
            
            3) PDF Reports
            
                - Home screen app bar में export icon पर tap करें
- Date range select करें
- Customer-wise totals के साथ PDF बनेगा
- Save/Share कर सकते हो WhatsApp पर
4) Offline Support
            
                - App बिना internet के भी काम करता है
- Customer add करो, entries डालो - सब offline
- Internet आने पर automatically sync हो जाएगा
5) Recycle Bin
            
                - Delete किए गए customers 5 दिन तक Recycle Bin में रहते हैं
- Galti से delete हुआ? Restore कर सकते हो
- Auto delete की date भी दिखती है
🔒 Security & Privacy
            हम आपकी privacy को बहुत seriously लेते हैं:
            
                - आपका data Firebase में encrypted form में store होता है
- Phone OTP verification से secure login
- Voice data locally process होता है, कोई recording store नहीं होती
- हम आपका data कभी किसी के साथ share नहीं करते
📞 Support
            
            
            🙏 Thank You!
            UdharGuru को use करने के लिए धन्यवाद। हम लगातार app को improve कर रहे हैं। आपका feedback हमारे लिए बहुत important है।
         
     
    
    
    
        
            🔒 Privacy Policy
            
                Last Updated: October 2025
            
            
            
                हम आपकी privacy को महत्व देते हैं। UdharGuru आपका data सुरक्षित रूप से आपके account में store करता है। हम आपकी personal information को कभी नहीं बेचते।
             
            📊 What We Collect (हम क्या collect करते हैं)
            
                
                    - Account Information: Phone number, name (authentication के लिए)
- Ledger Data: Customers, transactions, notes, amounts, dates (आपके द्वारा add किया गया)
- Voice Data: Voice commands (केवल local processing के लिए, permanently store नहीं होता)
- Phonetic Data: Customer names का normalized version (duplicate detection के लिए)
- Language Preference: आपकी selected language (Hindi/English)
- Device Info: App version, device model (crash reports के लिए)
 
            🎯 How We Use Data (data का उपयोग)
            
                
                    - Display Your Ledger: आपका khata दिखाने के लिए
- Generate Reports: PDF statements बनाने के लिए
- Voice Entry: बोलकर entry add करने के लिए (local processing, no cloud)
- Smart Duplicate Detection: Same pronunciation वाले customers को prevent करने के लिए
- Language Localization: आपकी preferred language में app दिखाने के लिए
- Cloud Backup: Firebase में secure backup (optional)
- App Improvement: Performance और reliability बढ़ाने के लिए
 
            🛡️ Data Security (सुरक्षा)
            
                
                    - Firebase Security: Industry-standard encryption
- Authentication: Phone OTP verification required
- HTTPS: All network requests encrypted
- No Third-Party Sharing: आपका data किसी के साथ share नहीं होता
 
            ✅ Your Control (आपका नियंत्रण)
            
                
                    - Delete Entries: कभी भी transactions delete कर सकते हैं
- Recycle Bin: 5 days तक restore कर सकते हैं
- Export Data: अपना पूरा data PDF में export करें
- Account Deletion: Support से contact करके account delete करवा सकते हैं
 
            🎤 Voice Entry Privacy
            
                
                    - Voice commands केवल processing के लिए use होते हैं
- कोई audio recording store नहीं होती
- सिर्फ parsed text (name, amount) save होता है
- आप कभी भी voice feature disable कर सकते हैं
 
            📱 Permissions (अनुमतियां)
            
                
                    - Microphone: Voice entry के लिए (optional)
- Storage: PDF export और backup के लिए
- Photos: Transaction में photo add करने के लिए (optional)
- Notifications: Reminders के लिए (optional)
सभी permissions optional हैं। आप app को बिना permissions के भी use कर सकते हैं।
             
            🔄 Changes to Policy
            
                हम समय-समय पर इस policy को update कर सकते हैं। Major changes के लिए आपको app में notify किया जाएगा।
            
            📞 Support & Questions
            
         
     
    
    
    
        
            📜 Terms and Conditions
            
                Last Updated: October 2025
            
            
                Welcome to UdharGuru! Please read these Terms and Conditions carefully before using our app. By using UdharGuru, you agree to be bound by these terms.
             
            1. Acceptance of Terms
            By accessing or using UdharGuru ("the App"), you agree to comply with and be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use the App.
            2. Description of Service
            UdharGuru is a business management application that helps you:
            
                - Track customer credit/debit transactions (उधार/जमा)
- Manage multiple business profiles
- Generate transaction reports and PDFs
- Voice entry with smart detection (date, note, transaction type)
- Smart duplicate customer prevention using phonetic matching
- Multi-language support (Hindi & English)
- Send payment reminders via notifications
- Store data offline for easy access
3. User Accounts and Registration
            3.1 Account Creation
            
                - You must provide a valid phone number to create an account
- You are responsible for maintaining the confidentiality of your account
- You must be at least 18 years old to use this App
- One phone number can only be associated with one account
3.2 Account Security
            
                - You are responsible for all activities under your account
- Notify us immediately of any unauthorized access
- We are not liable for any loss due to unauthorized use of your account
4. User Responsibilities
            As a user of UdharGuru, you agree to:
            
                - Accurate Information: Provide accurate and truthful information
- Legal Use: Use the App only for lawful purposes
- Data Accuracy: Ensure all transaction data you enter is accurate
- Backup: Maintain your own backup of important data
- Compliance: Comply with all applicable local laws and regulations
5. Prohibited Activities
            You must NOT:
            
                - Use the App for any illegal or unauthorized purpose
- Attempt to gain unauthorized access to our systems
- Interfere with or disrupt the App's functionality
- Upload malicious code or viruses
- Harass, abuse, or harm other users
- Violate any applicable laws or regulations
- Reverse engineer or attempt to extract source code
6. Data and Privacy
            6.1 Data Storage
            
                - Your data is stored securely on Firebase Cloud Firestore
- We implement industry-standard security measures
- Data is encrypted both in transit and at rest
- Offline data is stored locally on your device
6.2 Voice Data Processing
            
                - Voice commands are processed locally on your device
- No audio recordings are stored or transmitted to servers
- Only parsed text data (name, amount, date, note) is saved
- Voice feature is completely optional and can be disabled
7. Disclaimer of Warranties
            
                IMPORTANT: UdharGuru is provided "AS IS" and "AS AVAILABLE" without any warranties of any kind.
             
            
                - We do not guarantee uninterrupted or error-free service
- We are not responsible for data loss due to technical issues
- The App is a tool for record-keeping, not financial advice
- We do not guarantee the accuracy of calculations or reports
- Users should verify all data and calculations independently
8. Limitation of Liability
            To the maximum extent permitted by law:
            
                - We are not liable for any indirect, incidental, or consequential damages
- We are not responsible for business losses or lost profits
- Our total liability shall not exceed the amount you paid for the App (if any)
- We are not liable for third-party services (Firebase, Google, etc.)
9. Contact Information
            
            
                By using UdharGuru, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.
             
         
     
    
    
    
        
            🛡️ Security
            
                Last Updated: October 2025
            
            
            
                हम security को बहुत गंभीरता से लेते हैं। आपका ledger data आपके account के under secure रूप से store होता है। सभी sensitive operations encrypted connections के through होते हैं।
             
            🔐 Authentication & Access Control
            
                
                    - Phone OTP Verification: Login के लिए phone number verification जरूरी है
- Firebase Authentication: Industry-standard auth system
- Session Management: Automatic logout on suspicious activity
- Data Isolation: हर user का data completely isolated है
 
            🔒 Data Encryption
            
                
                    - HTTPS/TLS: सभी network requests encrypted हैं
- At-Rest Encryption: Firebase में data encrypted form में store होता है
- In-Transit Security: Data transfer के दौरान end-to-end encryption
- Secure Backup: Cloud backups भी encrypted हैं
 
            🎤 Voice Entry Security (Enhanced)
            
                
                    - No Audio Storage: कोई audio recording store नहीं होती
- 100% Local Processing: Voice-to-text और parsing पूरी तरह device पर ही होता है
- No Cloud Upload: Voice data कभी भी cloud पर नहीं जाता
- Minimal Data: सिर्फ parsed text (name, amount, date, note) save होता है
- Smart Detection: Date और note extraction भी locally होता है
- Optional Feature: आप कभी भी disable कर सकते हैं
 
            
            🔄 Phonetic Duplicate Detection Security
            
                
                    - Privacy-First: Customer names का normalized version सिर्फ duplicate check के लिए
- No External API: सभी phonetic processing locally होता है
- Encrypted Storage: Normalized names भी encrypted form में store होते हैं
- User Control: Original name हमेशा आपके control में रहता है
 
            📱 App Permissions Security
            
                
                    - Minimal Permissions: सिर्फ जरूरी permissions मांगे जाते हैं
- Scoped Access: Photos permission सिर्फ selected images तक limited है
- No Background Access: App background में कोई data access नहीं करता
- Transparent Usage: हर permission का purpose clearly बताया गया है
 
            🔍 Regular Security Measures
            
                
                    - Code Reviews: Regular security audits
- Dependency Updates: Latest security patches applied
- Vulnerability Scanning: Automated security checks
- Incident Response: Quick response to security issues
 
            ✅ Your Security Controls
            
                
                    - Logout: किसी भी device से logout कर सकते हैं
- Delete Data: अपना data कभी भी delete कर सकते हैं
- Export Data: अपना data export करके backup रख सकते हैं
- Account Deletion: पूरा account delete करवा सकते हैं
 
            🚨 Report Security Issues
            
                
                    अगर आपको कोई security issue मिले, तो तुरंत report करें:
                    📧 akhilbharti208@gmail.com
                
                
                    हम सभी security reports को seriously लेते हैं और जल्द से जल्द fix करते हैं।
                
             
            📞 Support